The Delaware Mortgage Relief Program is currently in its Pilot Phase and is only open for selected current Delaware State Housing Authority clients.

CURRENT PILOT PROGRAM PARTICIPANTS

If you are currently in the pilot program, you can access your application’s status and other details in your application portal or call (XXX) XXX – XXXX.

NON-PILOT PROGRAM
PARTICIPANTS

If you have not received a pilot program invitation from your current loan servicer, please download the Required Documents Checklist by clicking the button below.

frequently asked questions

What can the relief funds be used for?

Fresh Start Mortgage Grant Program – Designed to offer a one-time payment on behalf of a qualified homeowner to pay delinquent mortgage arrears and/or to facilitate a principal curtailment, rate reduction, modification, or another resolution to right-size future mortgage payments to levels affordable to the homeowner.

Emergency Displacement Diversion Grant – Designed to avoid imminent displacement due to, but not limited to:

  • Tax delinquency, chattel loan, or land lease delinquency
  • Eligible utilities are water and sewer only
  • Homeowner’s association fee/condominium association fee delinquency
  • Homeowner’s Insurance delinquency

The program currently does not cover expenses such as home repairs, and future mortgage payments.

How much assistance
can I apply for?

Fresh Start Mortgage Grant Program – Each Homeowner will be eligible for up to $30,000 to be used only for the homeowner’s primary residence

Emergency Displacement Diversion Grant – Each Homeowner will be eligible for up to $10,000 to be used for the homeowner’s primary residence