How do I apply?
Beginning Monday, May 16, 2022, the Delaware Mortgage Relief Program will launch in its Pilot Phase. Only current Delaware State Housing Authority Mortgage clients are eligible to participate in the program during this time.
All eligible Delaware residents can apply for the Delaware Mortgage Relief Program in the Summer of 2022.
Application Process
After you have completed your application, the Delaware Mortgage Relief Program may reach out via email, call, or text regarding missing documents or additional information. Be sure to check your voicemails and spam folders for any Delaware Mortgage Relief Program communication. Prompt response is encouraged to process your application in a timely manner.
Delaware Mortgage Relief Program will notify you within 30-45 days of your potential approval. You may check the status of your application by accessing the Delaware Mortgage Relief Program Portal or calling the call center at (XXX) XXX – XXXX.
frequently asked questions
What can the relief funds
be used for?
Fresh Start Mortgage Grant Program – Designed to offer a one-time payment on behalf of a qualified homeowner to pay delinquent mortgage arrears and/or to facilitate a principal curtailment, rate reduction, modification, or another resolution to right-size future mortgage payments to levels affordable to the homeowner.
Emergency Displacement Diversion Grant – Designed to avoid imminent displacement due to, but not limited to:
- Tax delinquency, chattel loan, or land lease delinquency
- Eligible utilities are water and sewer only
- Homeowner’s association fee/condominium association fee delinquency
- Homeowner’s Insurance delinquency
The program currently does not cover expenses such as home repairs, and future mortgage payments.
How much assistance
can I apply for?
Fresh Start Mortgage Grant Program – Each Homeowner will be eligible for up to $30,000 to be used only for the homeowner’s primary residence
Emergency Displacement Diversion Grant – Each Homeowner will be eligible for up to $10,000 to be used for the homeowner’s primary residence