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Program To Open Statewide In The Summer Of 2022

DOVER, Del. June 13, 2022 – Delaware State Housing Authority (DSHA) announced today that the Delaware Mortgage Relief Program plan received approval from the U.S. Department of the Treasury. With approval in hand, the agency is on schedule to launch the program statewide this summer.

The Delaware Mortgage Relief Program, funded by the American Rescue Plan Act and Homeowners Assistance Fund, will provide up to $40,000 in financial assistance to eligible households who experienced a COVID-19-related financial hardship that resulted in mortgage delinquency or forbearance.

“Every day, our staff works hard to help Delawareans achieve homeownership. Yet, it is important to know that is not where our support stops,” said Eugene Young, Jr., Executive Director of DSHA. “This program will allow Delawareans to stay in their homes as we continue to recover from the pandemic.”

The Delaware Mortgage Relief Program covers the following delinquencies: mortgage, property tax, chattel loan, land lease, water and sewer utilities, homeowner or condominium association fees, and homeowner insurance. Eligible homeowners must meet the following requirements:\

  • Delaware resident who owns and occupies their home in Delaware as their primary residence
  • Income at or below 150 % AMI or 100% of the Median Income for the United States, whichever is greater (Find your AMI here)
  • Financial hardship after January 21, 2020, such as reduced income or increased expenses
  • Delinquent by at least 30 days, including any payments during a forbearance period.

For updates about the Delaware Mortgage Relief Program, Delawareans are encouraged to sign up for email updates here or visit decovidhousinghelp.com. To prepare for the program application, download the Mortgage Relief Supporting Document Checklist here.



About Delaware State Housing Authority
The Delaware State Housing Authority (DSHA), formed in 1968, is dedicated to providing quality, affordable housing opportunities and appropriate supportive services to low- and moderate-income Delawareans. In addition to its role as the State’s Housing Finance Agency, DSHA is unique in that it also serves as a Public Housing Authority and acts as a Community Development and Planning Agency. As a Public Housing Authority, DSHA receives funding from HUD to build, own and operate public housing in Kent and Sussex counties, two of Delaware’s three counties. For more information about DSHA, please call (302) 739-4263 or visit destatehousing.com.